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This Blog is dedicated to making public some of the business activities and methods of Liam Collins, David Bone Jr and their associates. In the spring of 2010, the present authors invested in Collins & Bone (C&B), who were offering an enticing 8-10% interest on the basis of buying houses for cash, renovating them and letting them out to students. We were assured that our money was secured against houses that they owned, including their own homes and the properties held by their associated company, Castle & Gatehouse (C&G). We have emails and brochures that confirm these details, as do others who invested on this same basis at around the same time. The idea worked for us for over a year, then in November 2011 they told us they were insolvent. They refused our every request for clear accounts, which led us to suspect wrongdoing. We began an investigation and then started this Blog. We found our suspicions confirmed: other investors had lost sometimes quite large amounts to C&B and its predecessor CBS, and all requests for repayment were adamantly refused. These people use and have used so many names that we found it necessary to compress them into CoBo (for Collins & Bone) and Coboco (for the whole bunch of them – there are quite a few!) Note that there is an index in the margin at the right hand side.

Saturday, 23 June 2012


What most of all distinguishes a civilized society from the many societies that are in various stages of collapse and disorder? Top of the list must surely be the Rule of Law, happily married to Fair Play. British society is renowned for its exceptionally good justice system; criminal practices and all kinds of foul play meet their nemesis sooner or later in the courts and the subsequent dispensations. 

Coboco have consistently shown a hubristic contempt for the law of this Land: there are examples in earlier posts on this blog. As noted heretofore, many people have obtained County Court judgements against them, which  they have ignored—in the full knowledge that such judgements are expensive and time-consuming to enforce, so that most people will soon become exhausted with it all and will ultimately write off their loss as a bad debt. Which left Coboco free to continue obtaining money by various forms of deception.

Coboco have been quite cynically unscrupulous about whom they targeted for funds, whether it was people who'd saved money for their retirement or had redundancy payments, people who needed more money to live on and who thought the rate of interest offered by Coboco would provide it or whether it was students, sometimes from other countries, most of whom could ill afford to be robbed of the deposits they had handed over to secure somewhere to live for the duration of their courses.

When challenged by anyone whose money they have unfairly or illegally taken, a member of the Coboco group can turn nasty and they habitually pass an enquirer from one member to another, which can go on until the victim is tired out and fed up. We have numerous reports of this sort of thing and there are others published on Facebook.

So, who are these shady people? Who exactly are those we call Coboco? The names of the principals will be familiar to most of those concerned, so the following list entails repetition:-

Coboco are (so far): 

Liam Collins 
David Bone Jr 
Mark Black
David Bone Sr (father of David Jr and of Rachael, uncle of Liam Collins)
Rachael Bone (sister of David Bone Jr)
Patrick Collins (brother of Liam Collins)

No doubt other family members are involved; this Blog does not yet have full details. We do know that all of those mentioned have benefited from investors' money and the rent and deposits that students paid for the various properties Coboco were managing. They have declined to go to the trouble of accounting for it, but will be required to do so in due course. 

We remind readers that CoBo's total debt stands at somewhere around £4 million. They still seem to be living quite comfortably, thanks to investors' funds, though they may have had to cut back on some extravagances.

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